Waiting, for example.
Waiting on anything important makes me anxious. The incessant hurry up and wait feeling when you are buying (or selling) a house is a very stressful thing. It is for me, anyway. And it is for most people I've talked to. I think it feels like such a terrible trial because your fate is in someone else's hands. We all have an inner control freak that screams to determine our own destiny and it's hard to be forced to sit back and let someone else make decisions that can change your life in drastic ways. You can make yourself a little crazy worrying about it.
Is this really the house I want to live in for the next umpteen years? Is the funding going to be ok? (i.e. Do we have enough cash? Or, more often, will our mortgage loan be approved?) Is the seller going to accept our offer? Or counter offer to get repairs done? Is the appraisal going to come in where we expected it?
These are the kinds of questions that have been keeping me awake at night.
A lot of people who don't even know you or care about you get to make decisions about your life. Sellers, realtors, mortgage officers, inspectors, contractors and sometimes other people decide what happens and when. And to them it's just business. But to you, it's personal. It's your future they're messing with. And while you want to get down to the fun parts of owning a new house like picking paint colors and buying fluffy new bath towels, you can't.
You have to wait.
Have I mentioned before that waiting stresses me out?
It does.
And my body's reaction to stress is a near constant stream of tears.
And that freaks out everyone around me.
Then I feel even more stressed.
And cry some more.
Photo credit: http://xaxor.com/photography/28239-heartbreaking- sad-eyes-a-tears-photography.html |
All of this stress is just from being on the buyer side of the transaction. I'm also selling a house. Being the seller is just as stressful, maybe even a little more so, because everything the buyer asks for is taking money out of your pocket. And... that feels a little overly personal, too. Between the two, I am a complete and utter emotional mess.
The current issue on the waiting game is our counter offer back to the seller on the house Derek and I want to buy here in Georgia based on the results of our inspection. We're asking to have the long list of punch out items his handyman hasn't yet completed on repairs that were already in progress done, service the ancient heater and make sure the chimney is safe and in good repair. That's far from everything the house needs but we felt like it was reasonable to ask for a place that's structurally sound with safely functioning mechanical systems. We're not asking for the world, just to move into a place that's safe to live. So far he's agreed verbally but wants to have the chimney assessed before making a written commitment. It was only fair to give him a few days to do that, because depending on the problem costs could run from a few hundred dollars to several thousand, so we won't know for sure until Tuesday.
If you've never seen an inspection report before and would like to know what you get for your money, here's a link to a sample report from our inspector's website. See how it's helpful to hire an expert to uncover hidden problems and get a thorough understanding of all the systems in your house? It's a good investment!
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